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Another beat past, and Caleb raised his can and Aaron laughed hard and hit the escape key and moved to a different chat. “No knobs,” he said. “Just a knob,” Caleb laughed back. The second chat was initially more promising. A young girl was smiling back at them, brunette hair hanging over her left shoulder and a pretty face filling the screen. The screen told them that “Stranger is typing” but half way through the screen froze and the chat disconnected. Failure followed on the next few chats, and the cans were going down quicker. “Shit,” Caleb said, “at this rate we’re going to be the dirty bastards with our knobs out.” Aaron laughed and finished his can. Caleb threw his empty one at him as he rose, and he disappeared with a stagger. “Find another chat,” he called back from the kitchen. As Caleb loaded up another chat, and another heap of failure – a fat balding man with dinner still on his shirt – Aaron returned and tossed back a full can. Caleb cracked. ”“No need, Bill. I have a multifunction printer that has both the scan and copy functions.“What about future tax years, Bill? Is there anything I can do to reduce my taxes then?”“Yes, I can help you there, more than I can this year. The main thing you need to do, is to have me run an analysis to determine the best investments for you. I’ll coordinate with Bob, but for most of my clients, I suggest non-taxable and tax deferred investments. But going that route is only advisable if the long-term, projected net income on the investment portfolio exceeds your projected after tax earnings on a taxable investment. If your projected Adjusted Income is still too high and your tax rate is still at the maximum tax rate, we can look at charitable contributions to see if they will reduce your tax burden to make them worthwhile. We will also need to take into account the limits on charitable contributions. Of course, if you decide to support a charity for reasons other than cutting your tax.
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