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"How early," he asked?"How about by the end of the year, I responded? You're going to be fifty three years old, you've worked hard all you life and you've had to worry about always making ends meet. Jack and I make more than enough money to put a roof over our heads, food in our mouths, put away money for retirement, with a little left over for extras.Jack and I have each set up a self directed individual retirement account with our broker. This year I want you to do the same. I have over ten thousand in my account; Jack has a little over eight in his. If you set one up now, you can still make a $ 2,000 deposit for last year and a $ 2,000 deposit for this year. With interest rates being what they are, you will have close to $ 5,000 available to invest in the stock I told you about. That investment will grow substantially for at least ten years. By that time, your account should be worth about five million dollars. You and Mom can start traveling, see the world, go on vacations; you. There was no sympathy in his voice. Carrie winced."Yes... you're right," she said unhappily. "I can't change what I did, hon... Ryan. But, I'm being punished big time now. I guarantee you, it won't happen again."Ryan shook his head."Huh uh. You're being punished for lying to a Federal investigator, not for wrecking our marriage... and Sharon Michael's marriage. Don't even go there."Ryan shifted his body around and prepared to get to his feet."And if you're talking about our divorce... that's just an administrative detail... that's all there is to it. It's not punishment. You killed our marriage. I just got a judge to confirm it with his signature on a piece of paper, that's all." His face held compassion at all.Carrie looked at him unhappily. Unshed tears glistened in her eyes."I know, Ryan, I know. I've really screwed things up and there's nothing I can do to fix it," she said in a low voice. She was trying to keep from crying.Ryan's shoulders lifted and fell in a long shrug."Life's.
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